Student Health Insurance

 

Bonafide students of the University are covered under a Group Health Insurance Scheme.

Your Insurer: Star Health & Allied Insurance Co Ltd
Your TPA: A Third Party Administrator
Your Insurance Consultants: Futurisk – contact them for troubleshooting or any escalations during hospitalization / documentation etc
Scope: Only student is covered
Students Insurance Sum Insured:  INR 75,000

Click on the tabs below for more details.

POLICY DETAILS
  • Pre- Existing disease covered for all students
     Total sum insured INR 75,000 PER Student
     Pre and post Hospitalization covered for 30 days and 60 days respectively
     1st year and 30 days waiting period waived off for all students
     Room rent is restricted to 2% of SI per day maximum up to Rs 2000/-
     OPD restricted to INR 200,000 for entire group of UOH students
     Listed Day care procedures covered
HEALTH INSURANCE: SOME 'DOs'

Go to Registered Hospital – Minimum 15 beds with 24 hours Doctor & Nursing Facility
 Reimbursement documents to be submitted within 20 days from the date of discharge
 Submit only Original documents for reimbursement
 Claims documents to be submitted to Insurance Helpdesk at Hyderabad Campus
 For any correction in Physical cards send a mail to: venkatesh@futurisk.in
 List of hospitals you can check in website https://starhealth.in   OR   https://starhealth.in/network-hospitals

HEALTH INSURANCE: SOME 'DONTs'
  • Do not insist on admission on cashless basis at the Hospital without obtaining the pre -authorization approval from the Third Party Administrator (TPA)
     Do not insist for cashless if the hospital is not under the network of TPA
     Do not submit any photocopy or scanned copy for reimbursement
     Late submissions will be rejected
PROCEDURE FOR CASHLESS CLAIM
  • PROCEDURE FOR CASHLESS CLAIM
     Cashless facility available only at Star Health Network Hospitals
     Please produce the Star Health card while admission at Network hospitals along with the patient photo ID proof
     Pre-Authorization form (Available in the Hospital Insurance/Billing Counter) has to be jointly filled in by you and the treating Doctor
     On the receipt of the Pre Auth form Star Health medical team will process and issue approval/denial letter for a specified amount depending on the surgery/treatment
     If pre-authorization is rejected by Star Health, the same has to be paid by the Student
PROCEDURE FOR REIMBURSEMENT CLAIM

PROCEDURE FOR REIMBURSEMENT CLAIM
 Star Health Claim should be duly filled and signed by employee
 Original (Main) bill with the break up and Pre numbered cash paid receipt
 Original detailed Discharge Summary from the hospital
 Original Pharmacy bills with prescriptions
 Please retain a copy of all documents submitted to us for the further reference
 For Implants used in Cataract, Heart Valve Surgeries, CABG, Abdominal Surgeries, Knee replacement surgeries, please submit the bill (in case purchased outside) from the vendor for the prosthetic devices used along with sticker.
 Star Health may insist for additional documentation on a case to case basis, if required to process the claim.

CONTACTS

First point of contact: Avinash – Executive,
Mail Id: komala.avinash@starhealth.in
Mob: 99638-71887
Second Point of escalation:
Venkatesh8688835558- Venkatesh@futurisk.in
Final Point of escalation:
Sandeep V9642966614-Sandeep.v@futurisk.in

Please contact the Office of the DSW for any changes in personnel.

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